It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants and realize the goal of homeownership, the bank has established a Mortgage Banking Division to provide a variety of residential loan programs including FHA, VA, USDA, Conventional (FannieMae/FreddieMac), Down Payment Assistance Programs, and Nonconforming/Jumbo loans.