WHAT DOES GULF COAST BANK AND TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law give consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balances and account transactions
• Credit history and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Gulf Coast Bank and Trust chooses to share; and whether you can limit this sharing.
Questions? Call 504-561-6124 or go to www.Gulfbank.com
How does Gulf Coast Bank and Trust protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Gulf Coast Bank and Trust collect my personal information?
We collect your personal information, for example, when you
• Open an account or make deposits or withdrawals from your account
• Pay your bills or apply for a loan
• Use your credit card or debit card
We may also collect your personal information from others, such as credit bureaus, affiliates or other companies
Why can't I limit all sharing?
Federal law gives you the right to limit only
• sharing for affiliates'everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Gulf Coast Bank and Trust does not share personal information with affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Gulf Coast Bank and Trust does not share with nonafiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include financial investment companies.
Visit http://www.gulfbank.com/Disclosures/PrivacyPolicy.pdf to read more.